Check your account balance and withdraw or transfer any remaining funds
Stop or cancel any automatic payments, direct debits, and recurring transfers
Make sure all checks have cleared and pending transactions are completed
Download or print recent statements and important account records
Contact the bank by phone, online banking, or in person to request account closure
Provide any required identification or account details
Return or destroy debit cards, checks, and other linked banking materials if requested
Confirm that the account is fully closed and ask for written confirmation
Monitor your records for any final fees, refunds, or pending transactions
Update your payroll, billers, and linked accounts with your new banking details
