How to Send an ACH Payment?

Collect the recipient’s bank name, routing number, account number, account type, and legal name

Verify the recipient’s authorization to debit or credit the account

Choose an ACH originator or payment provider

Select the option to send a new ACH payment

Enter the recipient’s banking details

Enter the payment amount

Choose the payment type: ACH credit or ACH debit

Select the settlement date

Review all payment details for accuracy

Submit the ACH payment

Save or download the confirmation number

Monitor the payment status until it settles

Reconcile the transaction in your records