Decide whether separation is the right step
Review your safety and make a safety plan if needed
Gather important documents
Open a separate bank account if appropriate
Make copies of financial records
List shared assets, debts, and bills
Consult a family law attorney
Understand your legal rights and obligations
Decide on temporary living arrangements
Set boundaries for communication
Discuss separation terms with your spouse if safe to do so
Put agreements in writing
Update your mailing address
Review insurance coverage
Update beneficiaries and emergency contacts if allowed
Create a budget for separate households
Arrange childcare and parenting schedules if applicable
File legal separation or divorce paperwork if needed
Follow court orders and deadlines
Keep records of all communications and expenses