Save for a larger down payment
Set a realistic budget
Check your credit report anyway
Get a co-signer
Apply for a credit union loan
Consider buy-here-pay-here dealerships carefully
Look for first-time buyer programs
Show proof of steady income
Gather proof of residence and identification
Compare loan offers from multiple lenders
Choose a less expensive car
Consider a used car instead of a new one
Negotiate the purchase price
Avoid long loan terms if possible
Make all payments on time to build credit