Download the Zelle app or use your bank’s Zelle feature in your banking app
Sign in to the Zelle app or your bank’s app
Enroll your email address or mobile number (if prompted)
Confirm your identity and complete any required setup steps
Choose a recipient from your contacts or enter their email address or U.S. mobile number
Select the amount you want to send
Review the details (recipient and amount)
Tap or select Send to complete the transfer
Verify the transfer status in the app or your bank’s activity/transactions page
If needed, save the confirmation details for your records
For receiving money, share your enrolled email address or mobile number with the sender