Check your credit score and review your credit report
Save for the required down payment and closing costs
Gather income, employment, asset, and debt documents
Find an FHA-approved lender
Get pre-approved for an FHA loan
Choose a home that meets FHA property standards
Submit a full mortgage application
Provide any additional documents the lender requests
Complete the home appraisal and underwriting process
Review and sign the loan closing documents
Pay the required closing costs and down payment
Close on the home and receive the keys