Gather recipient details: full legal name, bank name, bank address, bank routing/ABA (US) or SWIFT/BIC (international), account number or IBAN, and intermediary bank details if required
Confirm transfer type: domestic wire or international wire
Contact your bank and request a wire transfer form or use online wire transfer features
Provide transfer details: amount, currency, recipient details, beneficiary address, and payment purpose/reference (if required)
Choose funding method: checking/savings account, debit card (if allowed), or cash (if allowed)
Review fees and exchange rates (if applicable)
Verify beneficiary information accuracy before submitting
Submit the wire request and obtain a confirmation/receipt
Save the reference/transaction number and any confirmation documents
Track status with your bank using the reference number
Confirm receipt with the recipient using the reference/confirmation details