Review the account type and any closure requirements
Stop all pending deposits, withdrawals, and automatic payments
Transfer or withdraw remaining funds
Save or download account statements and records
Redeem or transfer linked rewards, interest, or benefits
Cancel linked debit cards, checks, and overdraft protection
Contact the bank by phone, online, in person, or by mail
Request account closure
Provide required identification and account details
Confirm there are no outstanding fees or negative balances
Obtain written confirmation that the account is closed
Destroy unused checks and cards after closure
Monitor for final transactions and account closure confirmation