Confirm you are the biological or adoptive parent of a dependent undergraduate student
Make sure the student is enrolled at least half-time in an eligible school
Gather your Social Security number, date of birth, address, and income information
Visit the Federal Student Aid website
Log in with your FSA ID
Complete the Parent PLUS Loan application
Select the correct school and academic year
Specify the loan amount you want to request
Submit to a credit check
Review and accept the credit decision
If approved, complete a Parent PLUS Loan Master Promissory Note if required
If denied, choose an endorser or document extenuating circumstances, or have the student apply for additional Direct Unsubsidized Loan eligibility
Follow up with the school’s financial aid office to confirm processing and disbursement