Check eligibility for Social Security retirement, disability, survivors, or SSI (if applicable)
Create a my Social Security account at SSA.gov
Gather required documents and information (as applicable): Social Security number, birth certificate or proof of age, work history/earnings, citizenship or immigration status, military service records, marriage/divorce records, children’s information, bank routing and account numbers for direct deposit
Apply online for retirement or disability benefits at SSA.gov (choose the correct benefit type)
Apply by phone if you cannot apply online (contact SSA)
Apply in person at your local Social Security office (make an appointment if available)
For disability benefits, consider applying online and be ready to provide medical records, treating providers, work history, and dates of impairment
Provide direct deposit information to receive payments electronically
Review your application confirmation and follow up if SSA requests additional documents
Keep copies of everything submitted and track your application status in your my Social Security account or by contacting SSA
If you receive a denial, file an appeal within the required timeframe and submit any additional evidence