Use your bank’s mobile app if it supports mobile check deposit
Endorse the back of the check as instructed by your bank
Write “For mobile deposit only” if required
Open the app and choose the deposit check option
Take clear photos of the front and back of the check
Enter the check amount exactly
Submit the deposit
Wait for confirmation that the deposit was accepted
Keep the check until the funds are available
Follow your bank’s hold and availability rules
Use a bank or credit union account for the fastest and safest option
If your bank does not offer mobile deposit, use a check-cashing service with online registration if available
Verify fees, limits, and identity requirements before submitting
Avoid third-party apps that are not trusted or regulated
Destroy the check after the deposit is fully processed