Check account fees and minimum balance requirements
Compare ATM access and branch convenience
Review mobile app quality and online banking features
Look for free or low-cost everyday transactions
Confirm direct deposit and bill pay options
Evaluate overdraft policies and related charges
Compare debit card features and security controls
Check customer service availability and responsiveness
Review interest rates on checking and savings accounts
Consider cash deposit options and limits
Look for account alerts and spending tools
Verify FDIC or NCUA insurance coverage
Compare transfer speed to external accounts
Assess compatibility with your paycheck and payment methods
Choose a bank with terms that match your spending habits