Choose a bank that offers online account opening
Visit the bank’s official website or mobile app
Select the type of account you want
Click the option to open an account
Fill in the application form with your personal details
Provide your address, contact information, and date of birth
Enter your Social Security number or tax identification number if required
Upload a government-issued ID
Upload proof of address if requested
Submit any required income or employment information
Review the terms and conditions
Agree to the bank’s disclosures and consent forms
Submit your application
Complete identity verification if prompted
Fund the account if required
Wait for approval and account confirmation
Save your account number and login details
Set up online banking and security features
