How to Do a Credit Check?

Determine the purpose of the credit check

Obtain the person’s written consent if required

Choose a credit bureau or credit reporting service

Gather the required identifying information

Submit the credit check request through the provider

Review the credit report for payment history, debts, and inquiries

Check the credit score if included

Verify any errors or inconsistencies

Follow applicable laws and privacy requirements

Use the results to make your decision

Suggested for You

Trending Today