How to Find Out if a Property Has a Lien?

Check the county recorder, register of deeds, or land records office where the property is located

Search the property by address, parcel number, and owner name

Review the title report or title commitment if available

Ask a title company to run a title search

Look for recorded liens such as mortgages, tax liens, mechanic’s liens, judgment liens, and HOA liens

Check with the county tax assessor or treasurer for unpaid property taxes

Search court records for judgments against the owner

Review HOA records for unpaid assessments or association liens

Ask the seller for a lien release or payoff statement

Hire a real estate attorney or title professional to confirm the results

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