Check your credit card agreement to confirm cash advance availability, limits, and fees
Know your cash advance limit, which is usually lower than your purchase limit
Use an ATM with your credit card and PIN to withdraw cash
Visit a bank branch that offers cash advances on credit cards
Use convenience checks issued by your credit card issuer if available
Request a cash advance over the phone or through your card issuer’s online account if supported
Bring identification and your credit card if required by the bank
Review the cash advance fee before completing the transaction
Be aware that interest usually starts immediately on cash advances
Repay the cash advance as soon as possible to reduce interest charges