How to Get a Credit Report for Free?

Visit AnnualCreditReport.com

Request your free credit reports from Equifax, Experian, and TransUnion

Verify your identity with your personal information

Download or print the reports after they are available

Check your bank, credit card, or loan account for free credit score access

Use free credit monitoring services offered by some financial institutions

Request a free report if you were denied credit, insurance, or employment based on your credit

Request a free report if you are unemployed and plan to look for work within 60 days

Request a free report if you receive public assistance

Check whether your state offers additional free credit report access

Review reports regularly for errors or suspicious activity

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