Pay every bill on time
Keep credit card balances low
Pay credit card statements in full when possible
Avoid maxing out credit cards
Check your credit reports regularly
Dispute any errors on your credit reports
Keep older credit accounts open
Limit new credit applications
Use a mix of credit types responsibly
Become an authorized user on a well-managed account
Consider a secured credit card
Consider a credit-builder loan
Set up automatic payments
Reduce overall debt
Maintain a long credit history