Ask your mortgage lender for a free appraisal waiver or desktop appraisal if you qualify
Request a broker price opinion from a real estate agent or broker
Use a comparative market analysis from a local real estate agent
Check whether your state, county, or local housing agency offers free valuation services
See if a refinance, home equity loan, or mortgage promotion includes a free appraisal
Ask your home insurance company whether they offer a free replacement cost estimate
Use online home value estimators from major real estate websites
Compare recent sales of similar homes in your neighborhood
Contact a local credit union or community bank for appraisal-free loan options
Ask a buyer’s agent or listing agent to provide a market value estimate
Look for lender credits or seller concessions that cover appraisal costs
Use tax assessor records and public property data to estimate value
Request a free valuation from an iBuyer or cash-offer company
Attend local real estate open houses to compare pricing trends
Ask a real estate investor or wholesaler for a quick value estimate