Confirm you are eligible for Navy Federal membership
Check eligibility through military service, veteran status, Department of Defense affiliation, or qualifying family relationship
Gather required documents such as a government-issued ID, Social Security number, and proof of eligibility if needed
Visit the Navy Federal website or a local branch
Select the option to join or open an account
Complete the membership application
Open a savings account to establish membership
Fund the account with the required initial deposit
Set up online banking and verify your account
Apply for additional accounts such as checking, credit cards, or loans after membership is approved