Sell the car and pay off the loan
Trade the car in for a cheaper vehicle
Refinance the auto loan for lower payments
Extend the loan term to reduce monthly costs
Pay extra toward the principal to pay it off faster
Contact the lender to ask about hardship options
Voluntarily surrender the car to the lender
Negotiate a settlement with the lender
Use savings or a personal loan to pay off the balance
Stop driving the car and cancel unnecessary add-ons
Transfer the loan if the lender allows it
File bankruptcy if you qualify and it is appropriate
