Create a my Social Security account at SSA.gov
Review your eligibility for retirement, disability, or survivor benefits
Gather required documents such as your Social Security number, birth certificate, and proof of citizenship or immigration status
Gather work history and earnings information
Apply online at SSA.gov, by phone, or at your local Social Security office
Complete the application for the specific benefit you are seeking
Submit any requested supporting documents
Wait for the Social Security Administration to review your application
Respond promptly to any follow-up requests from SSA
Receive a decision letter by mail or through your online account
If approved, choose your payment method for direct deposit or Direct Express
If denied, file an appeal within the required deadline