Pay all bills on time
Keep credit card balances low
Avoid maxing out credit cards
Make more than the minimum payment when possible
Check your credit report for errors
Dispute inaccurate information
Keep old credit accounts open
Limit new credit applications
Use a mix of credit types responsibly
Become an authorized user on a well-managed account
Reduce overall debt
Set up payment reminders
Maintain a long credit history
Avoid closing unused accounts too quickly
Monitor your credit regularly
