Pay bills on time
Keep credit card balances low
Pay more than the minimum due
Reduce overall debt
Check credit reports for errors
Dispute inaccurate information
Keep old accounts open
Limit new credit applications
Diversify credit types responsibly
Become an authorized user on a well-managed account
Use credit regularly and responsibly
Avoid maxing out credit cards
Set up payment reminders
Maintain a long credit history
Monitor credit utilization
Request credit limit increases carefully
Pay off collections or delinquent accounts
Use a secured credit card if needed
Build credit with a credit-builder loan
Review credit scores regularly