Pay your bills on time
Keep your credit utilization low
Increase your income
Update your income information with the card issuer
Maintain a good credit score
Use your card regularly
Avoid carrying high balances
Wait at least 6 months between limit increase requests
Request a credit limit increase through your issuer’s app, website, or customer service
Provide accurate financial information
Keep older credit accounts open
Reduce existing debt
Avoid recent late payments or defaults
Be prepared for a hard credit inquiry
Ask for a reasonable increase amount