Maintain a strong banking relationship with HDFC Bank
Keep a high income level and stable credit profile
Hold a premium HDFC Bank savings account or salary account
Use HDFC Bank products regularly and maintain high balances
Spend significantly on existing HDFC credit cards
Keep a high credit score and clean repayment history
Receive a pre-approved or invite-only offer from HDFC Bank
Apply through HDFC Bank only if you meet the latest eligibility criteria
Provide income proof, identity proof, address proof, and PAN
Meet the bank’s internal approval and credit assessment requirements
Contact HDFC Bank relationship manager or customer care for eligibility review