Pay all bills on time
Keep credit card balances low
Pay down existing debt
Avoid maxing out credit cards
Make at least the minimum payment every month
Check your credit reports for errors
Dispute any inaccuracies on your credit report
Keep older credit accounts open
Limit new credit applications
Avoid opening too many new accounts at once
Use a mix of credit types responsibly
Become an authorized user on a well-managed account
Set up payment reminders or autopay
Reduce your credit utilization ratio
Pay off collections accounts when possible
Maintain a long credit history
Monitor your credit score regularly