Contact each of the three major credit bureaus directly
Request a security freeze on your credit file
Use the bureaus’ free online freeze portals
Create or log in to your account with each bureau
Verify your identity with the required personal information
Save your PIN, password, or freeze confirmation details
Freeze your credit with Equifax
Freeze your credit with Experian
Freeze your credit with TransUnion
Freeze your credit with any additional specialty bureaus if needed
Unfreeze or lift the freeze temporarily when applying for credit
Refreeze your credit after the application is complete
Keep your contact information updated with each bureau
Monitor your credit reports regularly for unauthorized activity