Shop around and compare quotes from multiple insurers
Increase your deductible if you can afford it
Bundle auto insurance with home, renters, or other policies
Maintain a clean driving record
Ask about safe driver discounts
Take a defensive driving course
Reduce coverage on older vehicles if appropriate
Drive fewer miles if possible
Choose a car with lower insurance costs
Improve your credit score where allowed
Pay your premium in full if there is a discount
Set up automatic payments or paperless billing
Remove unnecessary drivers from your policy
Keep continuous insurance coverage
Ask your insurer about all available discounts
Review your policy regularly and adjust coverage as needed