Obtain certified copies of the death certificate
Locate the will and probate documents, if applicable
Get appointed as executor, administrator, or personal representative
Obtain an Employer Identification Number (EIN) for the estate from the IRS
Gather required identification for the fiduciary
Collect the bank’s estate account application or requirements
Bring the death certificate, court appointment papers, will, EIN, and ID to the bank
Provide the estate name and fiduciary information
Open the account in the name of the estate
Deposit estate funds only into the account
Use the account only for estate-related expenses and distributions
Keep detailed records of all transactions
Close the account after all estate matters are resolved