Visit the official NPS website or a Point of Presence (PoP) bank/branch
Choose the type of account: Tier I or Tier II
Complete the online registration or fill out the physical application form
Enter your personal details, contact information, and nominee details
Upload or submit KYC documents such as PAN, Aadhaar, address proof, and bank details
Complete identity verification through OTP, eKYC, or in-person verification
Make the minimum initial contribution
Receive your Permanent Retirement Account Number (PRAN)
Activate and start managing your NPS account online or through the PoP branch