Keep your loan current and make every payment on time
Contact the lender immediately if you may miss a payment
Ask about deferment, extension, or hardship options
Refinance the loan if you qualify for better terms
Sell the car before the lender repossesses it if you can no longer afford it
Store the car in a secure, private garage or locked property if allowed by law and your agreement
Keep the vehicle at a location the lender does not have access to
Avoid leaving the car in public or easily accessible places
Keep registration, insurance, and contact information up to date
Respond promptly to any notices or calls from the lender
Review your loan contract and local laws for repossession rules
Seek legal or financial advice if you are behind on payments