Make a large down payment to reduce the loan amount
Choose the shortest loan tenure available
Refinance to a lower interest rate
Make biweekly mortgage payments instead of monthly payments
Pay extra toward the principal every month
Apply all bonuses, tax refunds, and windfalls to the loan
Increase monthly payments whenever income rises
Cut unnecessary expenses and redirect the savings to the mortgage
Avoid taking on new debt
Use a mortgage with no prepayment penalty
Make lump-sum principal payments whenever possible
Rent out part of the home or a spare room and use the income for repayments
Track the payoff balance regularly and adjust payments aggressively