Make extra principal-only payments each month
Round up your monthly payment to the nearest convenient amount
Switch to biweekly payments if your lender allows it
Apply windfalls like tax refunds, bonuses, or gifts to the loan
Refinance to a lower interest rate if you qualify
Shorten the loan term when refinancing
Cut unnecessary expenses and redirect the savings to the loan
Use a payment calculator to set a payoff target
Avoid skipping payments unless absolutely necessary
Confirm with your lender that extra payments go toward principal
Make payments as soon as you get paid
Sell or trade in the vehicle if the loan is too burdensome