Collect the recipient’s bank name, account number, and routing number
Confirm the account type: checking or savings
Verify the recipient’s legal name and payment amount
Choose an ACH payment method through your bank, payroll provider, accounting software, or payment processor
Log in to the platform and select ACH transfer, ACH payment, or direct deposit
Enter the recipient’s bank details and payment amount
Select the transfer date
Review all information for accuracy
Authorize the payment
Save or submit the transaction
Keep the confirmation or reference number
Reconcile the payment in your records after it processes