Confirm that your bank or credit union offers Zelle
Open your bank or credit union mobile app or online banking account
Find the Zelle option in the app or website
Select Enroll or Get Started
Enter your email address or U.S. mobile phone number
Verify the code sent to your email or phone
Link your eligible bank account if prompted
Accept the terms and conditions
Complete the setup process
Start sending and receiving money with Zelle
