Open a checking account
Open a secured credit card
Become an authorized user on a trusted person’s credit card
Apply for a credit-builder loan
Make every payment on time
Keep credit card balances low
Pay the full statement balance when possible
Avoid applying for too many accounts at once
Check your credit reports regularly
Dispute errors on your credit reports
Keep old accounts open
Use different types of credit responsibly
Set up payment reminders or autopay
Build credit slowly and consistently