Verify the bank name, routing number, and account number
Check for spelling errors, blurry printing, or uneven text
Look for missing security features such as watermarks or microprinting
Inspect the check number sequence for inconsistencies
Confirm the payer’s name, address, and signature match known records
Compare the check format with legitimate checks from that bank
Be cautious if the amount is unusually large or unexpected
Watch for pressure to deposit quickly or send money back
Contact the issuing bank using a verified phone number
Wait for the check to fully clear before using the funds
Use a check verification service if available
Be suspicious of checks from unknown senders or online scams