Open the YONO SBI app and log in
Tap on the Accounts or Payments option
Select Transfer Money or Fund Transfer
Choose the beneficiary or add a new beneficiary
Enter the transfer amount
Select the account to debit
Choose the transfer type such as SBI account, other bank account, or UPI
Enter the required details if adding a new beneficiary
Review the details carefully
Enter the transaction password or OTP if prompted
Tap on Submit or Confirm
Save or note the transaction reference number