Compare plans on the Health Insurance Marketplace
Check if you qualify for premium tax credits
Check if you qualify for Medicaid
Check if you qualify for CHIP
Use an employer-sponsored plan if available
Compare premiums, deductibles, copays, and out-of-pocket maximums
Choose a high-deductible health plan if it fits your needs
Consider a Health Savings Account with a qualified plan
Look for state-based assistance programs
Ask about catastrophic or bronze plans if eligible
Apply during open enrollment or after a qualifying life event
Review provider networks and prescription coverage
Use a licensed insurance broker or navigator
Avoid paying for coverage you do not need
Recheck eligibility each year because subsidies can change