Confirm you are eligible for an HSA
Enroll in a qualifying high-deductible health plan
Choose an HSA provider through your bank, insurer, or employer
Gather required personal information such as name, address, date of birth, and Social Security number
Complete the HSA application online, in person, or by mail
Set up your account funding method
Make your initial contribution if desired
Receive account confirmation and access details
Start using the HSA for qualified medical expenses