List all debts
Check interest rates
Check minimum payments
Create a monthly budget
Cut unnecessary expenses
Build a small emergency fund
Pay more than the minimum
Use the debt snowball method
Use the debt avalanche method
Focus on one debt at a time
Automate payments
Avoid new debt
Use extra income for payments
Sell unused items
Negotiate lower interest rates
Consider debt consolidation
Track your progress
Review your budget monthly
Stay consistent
Celebrate small milestones