Determine your budget
Decide whether you want a new, used, or refurbished ATM
Choose the ATM type you need
Research reputable ATM vendors and manufacturers
Compare prices, warranties, and support options
Check compatibility with your bank or processor
Verify compliance with local and federal regulations
Confirm cash loading and maintenance responsibilities
Review transaction fees and revenue-sharing terms
Ask about installation, training, and technical support
Inspect the machine’s condition if buying used
Request a written contract and service agreement
Arrange delivery, installation, and network setup
Test the ATM before putting it into service
Keep records for accounting, taxes, and maintenance