Meet the minimum age and education requirements in your area
Complete the required pre-licensing mortgage broker education
Pass the mortgage broker licensing exam
Submit a license application to the appropriate regulator
Undergo a background check and credit check
Obtain any required state or regional registrations
Gain experience in lending, banking, finance, or real estate
Secure sponsorship or affiliation if required by your jurisdiction
Complete continuing education requirements to maintain your license
Learn mortgage products, underwriting, compliance, and lending laws
Build relationships with lenders, real estate agents, and clients
Set up your brokerage business if you plan to operate independently
Obtain any required business licenses, insurance, and bonding
Follow all advertising, disclosure, and ethical requirements
Renew your license on time and stay compliant with regulations