Open a new bank account
Compare fees, interest rates, services, and branch or ATM access
Set up direct deposit with the new bank
Move automatic payments and bill pay to the new account
Transfer money from the old account to the new account
Keep both accounts open until all deposits and payments have cleared
Update linked accounts, subscriptions, and mobile payment services
Download or save statements and records from the old bank
Close the old account after confirming the balance is zero
Get written confirmation that the old account is closed
Destroy old debit cards, checks, and deposit slips
Monitor both accounts for any missed transactions or fees