Confirm you are eligible for Navy Federal membership
Visit the Navy Federal Credit Union website or a branch
Choose the account type you want to open
Gather required identification and personal information
Provide your Social Security number or Tax ID number
Provide proof of eligibility if required
Submit the membership and account application
Fund the account with the required opening deposit
Review and accept the account terms and disclosures
Wait for account approval and activation
Set up online banking, mobile banking, and direct deposit if desired