How to Deposit a Check for a Minor?

Endorse the check exactly as required by the bank

Write the minor’s name on the check if the bank requires it

Add the parent or guardian’s signature if the bank requires a joint endorsement

Bring the minor’s identification if available

Bring the parent or guardian’s government-issued photo ID

Bring the minor’s Social Security number or account information if needed

Deposit the check into a custodial, joint, or minor-linked account

Use a bank branch, ATM, or mobile deposit if the bank allows it

Follow the bank’s rules for deposits made by or for minors

Keep the deposit receipt for your records

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