Shop around and compare quotes from multiple insurers
Increase your deductible
Bundle auto insurance with home, renters, or other policies
Maintain a clean driving record
Improve your credit score where allowed
Ask about all available discounts
Drive fewer miles if possible
Choose a car with lower insurance costs
Drop unnecessary coverage on older vehicles
Pay your premium in full if discounts are available
Take a defensive driving course
Keep continuous insurance coverage
Review and update your policy regularly
Remove drivers who no longer use the car
Consider usage-based or telematics insurance
Park in a garage or secure location
Avoid filing small claims
Install anti-theft devices
Select lower coverage limits only if appropriate for your needs