Buy a non-owner car insurance policy
Keep continuous auto insurance coverage if possible
Add yourself to a family member’s policy if you live in the same household
Get an SR-22 or FR-44 policy if required by your state
Ask insurers for a named non-owner policy
Compare quotes from multiple insurance companies
Provide a valid driver’s license and driving history
Be honest about not owning a vehicle
Check whether your state requires proof of insurance for reinstatement
Consider usage-based or temporary coverage if you occasionally drive borrowed cars