Compare quotes from multiple insurers
Bundle auto insurance with home or renters insurance
Raise your deductible if you can afford it
Maintain a clean driving record
Ask about safe driver discounts
Ask about low-mileage discounts
Choose a car with lower insurance costs
Keep good credit where allowed
Drop unnecessary coverage on older cars
Pay your premium in full if discounted
Set up automatic payments if discounted
Take a defensive driving course
Review your policy regularly
Update your insurer about mileage and life changes
Ask for all available discounts
Avoid filing small claims
Consider usage-based insurance programs